Kina Bank: tips to get you started andsaving

Make your money grow with a budget. Here’s some tips to get you started and

saving:

1. Have a goal: Set a savings goal to keep you motivated, this could be a holiday,

renovations, or a new vehicle.

2. Track your spending for a month: Being aware of where your money is going can help you plug ‘money leaks’ things that you may forget you’re spending on like take away, drinks and other irregular payments.

3. Use the 50-20-30 approach: put 50% of your income towards bills, food, mortgage or rent and transport; 20% towards savings and debt repayments; and 30% towards the things you enjoy!

4. Plan for the unexpected: Set aside small amounts regularly to make sure you have enough saved for the unexpected like medical bills or vehicle repairs.

5. Have separate spending and savings accounts: If you are finding your spending is eating into your savings, consider opening a separate account to avoid the

temptation.

6. Act: Remember, a budget is a strategy for savings, the hard work is up to you! You

may want to set reminders or have friends and family check-in to keep you on top of

your goals.

To get your budget in action, explore our different account options to help you save: 

 

Kina Tomorrow Savings Account: kinabank.com.pg/personal-banking/kina-tomorrow-savings/

Kina Cash Management Accounts: kinabank.com.pg/personal-banking/kina-cash-management-account/

 

Stay tuned for more great financial tips this Financial Literacy Month!

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Papua Shop, Papua Mart, Papua Market, Papua Biz

All these names "Papua Shop, Papua Mart, Papua Market, Papua Biz" are currently buzzing Online lately after PAPUAmart.com was launched by the Baliem Arabica Cooperative based in Wamena, Papua, the Isle of New Guinea as a pioneer in Online Sales and Shopping in the Island.

Since the last century the Isle of New Guinea was reached by foreign explorers, intruders and colonizers. This century the Island is still regarded as primitive, stone age, and that cannibalism is commonly practiced in this part of the world, which are totally and fully untrue, and wrong by the moral standards of this so called civilized human society.

Papua Shop is part of our efforts to develop Online networks among Melanesian peoples and between Melanesians and the rest of the world, in order to enable us to

1. Sell our local products, and
2. Buy your global products
3. and it is done ONLINE

By this way, there is no reason for anybody to come and justify that they need to clear our forests, which are our home villages, for the sake of and in the name of development. If we can sell our products to you, and we can buy your products happily and just on a CLICK of on the screen of our mobile phones and computers, then why should we need roads and buildings in order to modernize us?

We are saying, we are OK, we can do business with you without sacrificing our forest, your forests, our live and also your live. Well, we hope you know that New Guinea Rainforest is the second the the Amazon Rainforest, the only two virgin rainforests left on this planet that you and us should and must protect, for the sake of ourselves, and more importantly for our future generations.

We hope our message is reaching you, and you are listening to our voice. Yes, this is the voice of the Nature of New New Guinea.

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Star Coffee: Wawancara Baliem Blue Coffee dengan Petani Kopi di Pegunungan Bintang

Oksibil, 1 July, 2014.

Setelah sekian puluh Tahun menunggu pasaran Kopi yang pasti akhirnya Pak Hengky Bidana menarik nafas legah karena pasar kopi bukan dicarinya tetapi pasar mencari pak Hengky B sampai di kediamanya.

Bagaimana suka-duka dalam menekuni usaha Kopi jenis Arabica meskipun tidak ada pasar yang pasti untuk menjual hasil panan setiap musimnya. Uraian ini hasil perbbincangan kami dengan beliau.

Baca Lanjut di sini

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